Your Chief Business Officer, built in.
Tio has full context on your people, payroll and spend and doesn't just answer questions. It acts: analysing, reporting, and presenting on your behalf.
An agent, not a chatbot
The difference is whether anything happens after the answer. A chatbot retrieves; an agent executes. Ask Tio to onboard a new hire and the employee record exists, the contract is out for signature, the payroll profile is configured and the access requests are raised not a list of instructions for you to follow.
That is only safe because of what it refuses to do on its own. Anything irreversible stops for a person.
What Tio handles
Analytics and insights
Ask it to compare this year's spend to last year and it reads the underlying payroll cycles and claims, normalises for headcount growth, and answers in the chat with the working shown.
Onboarding, end to end
Paste a new hire's details and walk away. Employee record, contract for signature, payroll and WPS profile, system access and a day-one checklist for the manager.
Branded presentations
Board decks assembled from live records on your own template, with every figure linking back to the record it came from.
Policy answers with sources
Questions answered from your own handbook and the local labour law, with the clause cited rather than paraphrased from memory.
The guardrails
An agent operating on HR data is operating on the most sensitive records most companies hold. Three properties are non-negotiable, and they are worth demanding of any vendor you evaluate.
- Permission inheritance. The agent acts strictly within the permissions of the person who asked, never above them.
- Audit trail. Every action is logged with the instruction that caused it.
- Held actions. Money, exits and compliance stop for explicit human approval.
We wrote up the full framework for deciding what to delegate in what to actually delegate to an AI HR agent.
Watch Tio work on real records.
We will run an onboarding, a two-year expense comparison and a board deck, live.





